Meet the Owner

Cyndi Llano is the founder and owner of Intelligence IRL. Before Intelligence IIRL, Cyndi has three decades of executive-level experience at some of the most prominent financial services firms in the world. Cyndi has deep expertise in technology, business practices, pricing, and negotiating — serving clients across the U.S., Latin America, and Canada. She has led over 70 consulting engagements, saving her financial institution clients millions of dollars and helping them identify the best technological partners for their current and future needs. Cyndi is one of the industry's leading experts in consumer and commercial payments, with a strong background in issuing and acquiring financial institutions. Her knowledge extends to digital banking, core banking, data management, and audits. She has worked with leading fin-tech companies and spends extensive time and resources staying relevant on financial technological trends. In her free time, Cyndi enjoys spending time with family and friends, wine tastings, and travel.